Smartcoin App Download Apk Latest Version 2023 - Personal Loan App

 

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App Size	row1 col 2
Size	36MB
Rating	4.1 ⭐⭐⭐⭐
Version	NEW ✔️
Downloads	1000000+
Offered by	Personal 💲 Loan
Get Loan	Upto ₹60000
CODE 👉	JM6NH1IL

Smartcoin Apk Download

About This App ! 

SmartCoin Financials Pvt. Ltd. was established in 2015 as an app-based consumer lending platform. It partners with RBI-registered NBFCs to provide instant personal loans to emerging and underbanked segments in India. SmartCoin offers versatile financial services, including gold savings and insurance. Its paperless, automated process enables quick loan disbursal, with real-time credit decisions.

The SmartCoin app is designed to offer instant personal loans tailored for individuals in India. Here's a summary of its key features:

✅ Instant loans up to Rs 1 lakh

✅ RBI registered lenders

✅ 100% digital process with minimal paperwork

✅ Loan tenure between 2-9 months

✅ APR range from 30% to 90%

✅ No pre-closure charges

✅ Collateral-free loans available across India

✅ Easy repayment options

✅ Direct fund transfer to your account within minutes

✅ Available in 7 languages (English, Hindi, etc)

✅ Recognized as The Economic Times – Best BFSI Brands 2023

Loan ✨ purposes include:

✅ Medical emergencies

✅ Personal expenses/pocket money

✅ Education expenses

✅ Household expenses

✅ Business expenses

✅ Bills and rent

✅ Home renovation

✅ EMI payments

✅ Personal shopping

🙋‍♂️Eligibility criteria:

✅ Self-employed or salaried

✅ New to credit

✅ Age between 21-45 years

✅ Monthly income above Rs. 20,000

⭐Required documents:

- Address Proof and ID Proof (including PAN and Aadhaar)

- Bank statements (optional)

Example:

For a loan amount of ₹45,000 with a 6-month tenure and 30% annual interest, the processing fee is ₹1,593 (3.54%). The total interest is ₹4,002, making the APR 42.94%. The disbursed amount is ₹43,407, and the total repayment is ₹49,002, including the total cost of the loan at ₹5,595.

Lending partners include Upmove Capital Private Limited, Vivriti Capital Private Limited, Northern Arc Capital Limited, and more.

 👀Steps to get a loan:

✅ Install the SmartCoin Personal Loan App

✅ Register and verify your details

✅ Apply for a loan, select the amount and tenure

✅ Upload documents for e-KYC

✅ Sign the loan agreement upon approval

✅ Receive the loan amount in your account within minutes